Saturday, October 3, 2015

Target for Monthly Expenditure 2015 and Cash Saving Target for 2015

Hi Everyone!

I understand that I was suppose to create one post per month but after reading some blogs, I felt that I should have some short term target in order to make sure that I am going to the correct saving path.

So I shall split them into expenditure and 2015 final goal!

I am to spend around $970 per month, I understand that it is very very little, but for me, this is my personal goal.

So this is how I am going to spend my money:

1) Food - $12 per day, assuming 30 days - $360
2) Transport - $150 per month
3) Bills - $120 per month (phone bills and internet bill)
4) Entertainment - $200
5) Others -  $40
6) Mum allowance - $100

Total of $970

Food - will be spending my breakfast, lunch and dinner for 30 days (very straight forward)

Transport - MRT, Bus and sometimes taxi fare

Bills - All the bills that I was responsible to pay (at the same time this is also my allowance for my parent)

Entertainment - weekend expenses can be reduce because I will try to spend less on this area

Others - emergency fund, in case if there is 31 days in the calendar month, it will be activated for food and travel expenses

Mum allowance - For now is $100 because I pay for the bill as well to support the family. Also I have set aside some of my saving (not included in the target I have shown) in a DBS account.

Will report the result on 1st of Nov 2015
--------------------------------------------------------------------------------------------------------------------------

For my target, I hope to achieve 68% of my target. which means $68,000 <- 4k more to go! Hope I can achieve this target by the end of this year.

Shall see whether I can get the target.

5 comments:

  1. Replies
    1. Insurance deduct via cpf - ntuc income insurance

      And the rider plan is by yearly

      Delete
    2. Ass...saya tidak menyanka kalau saya sudah bisa sesukses ini dan ini semua berkat bantuan MBAH RAWA GUMPALA,saya yang dulunya bukan siapa-siapa bahkan saya juga selalu dihina orang dan alhamdulillah kini sekaran saya sudah punya segalanya,itu semua atas bantuan beliau.Saya sangat berterimakasih banyak kepada MBAH RAWA GUMPALA atas bantuan nomor dan dana ghaibnya,alhamdulillah kini saya sudah bisa membuka usaha kembali yang dulunya pakum karna masalah faktor ekonomi dan kini kami sekeluarga sudah sangat serba berkecukupan dan tidak pernah lagi hutang sana sini,,bagi anda yang punya masalah keuangan jangan sungkan-sungkan untuk menhubungi MBAH RAWA GUMPALA karna insya allah beliau akan membantu semua masalah anda dan baru kali ini juga saya mendaptkan para normal yang sangat hebat dan benar-benar terbukti nyata,ini bukan hanya sekedar cerita tapi inilah kisah nyata yang benar-benar nyata dari saya




      (((( BUKA BLO DANA GHAIB DAN NOMOR GHAIB MBAH RAWA GUMPALA ))))







      Ass...saya tidak menyanka kalau saya sudah bisa sesukses ini dan ini semua berkat bantuan MBAH RAWA GUMPALA,saya yang dulunya bukan siapa-siapa bahkan saya juga selalu dihina orang dan alhamdulillah kini sekaran saya sudah punya segalanya,itu semua atas bantuan beliau.Saya sangat berterimakasih banyak kepada MBAH RAWA GUMPALA atas bantuan nomor dan dana ghaibnya,alhamdulillah kini saya sudah bisa membuka usaha kembali yang dulunya pakum karna masalah faktor ekonomi dan kini kami sekeluarga sudah sangat serba berkecukupan dan tidak pernah lagi hutang sana sini,,bagi anda yang punya masalah keuangan jangan sungkan-sungkan untuk menhubungi MBAH RAWA GUMPALA karna insya allah beliau akan membantu semua masalah anda dan baru kali ini juga saya mendaptkan para normal yang sangat hebat dan benar-benar terbukti nyata,ini bukan hanya sekedar cerita tapi inilah kisah nyata yang benar-benar nyata dari saya.

      Delete
  2. Do you need a Loan?
    Are you looking for Finance?
    Are you looking for a Loan to enlarge your business?
    I think you have come to the right place.
    We offer Loans atlow interest rate.
    Interested people should please contact us on
    For immediate response to your application, Kindly
    reply to this emails below only:
    osmanloanserves@gmail.com



    Please, do provide us with the Following information if interested.
    LOAN APPLICATION INFORMATION FORM
    First name:
    Middle name:
    Date of birth (yyyy-mm-dd):
    Gender:
    Marital status:
    Total Amount Needed:
    Time Duration:
    Address:
    City:
    State/province:
    Zip/postal code:
    Country:
    Phone:
    Mobile/cellular:
    Monthly Income:
    Occupation:
    Which sites did you know about us…..
    osmanloanserves@gmail.com

    ReplyDelete