Sunday, November 3, 2019

Nearing the end of 2019, so what is my goal for next year?

It's already November 2019, two more month before the start of year 2020. This year was an eventful year for me as I just changed my job and lots of new challenges are laid down infront of me to go through.

Things have settled down for me and now it's time for me to plan my savings and investment journey!

This year spend quite a lot on treatment for my family, so my savings has been quite stagnant for this year, not much growth. Hopefully next year will be a good year but let's see how it goes.

So my financial updates

My assets are still the same, whereby I live in my condo that I bought two years ago and I have checked the latest price in srx, the value went up by $100k, which is a good sum but didn't have the intention to sell my unit yet.

My stock/bond investment
Fu Yu - current value $4500
ISDN - Current value $2400
SSB - current value $10000 - from joint account

Cash savings
Personal account - $650 (for my daily expenses)
Joint account - $21000 (only my money but handle by my wife)

CPF
OA - $4000 - use for housing installment
SA - $32000
MA- $29000


So if I am measuring only my own money, not joint account, my total will be $11,500 and my joint account saving is currently at $31,000

Not bad I must say but have to save more and invest more! I will be getting around $3000 after I get my AWS for investing, have yet to consider which stock to invest with this $3,000.

Starting next year Jan, I will update my passive income every month so as to arrive for all the readers to walk this path to $150k again!

I also have another goal which is to hit $200,000 in a bank account (joint account) before I hit 35 years old. So that we can become a privilege member of the bank account (have yet to consider which account to focus on yet but we will see, still got 4 more years to go!)

So wait till for my next post in the month of Jan 2020, I will be reporting my interest for my cpf account !

Cya!

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